Installment
Sell products or services with scheduled customer payments and manage the full installment lifecycle.
PayFlow
Installment, loan & pawn management for growing businesses
PayFlow helps businesses manage installment sales, loans, pawn contracts, customer payments, due dates, interest, collections, and daily financial operations in one simple system.
What PayFlow Does
PayFlow is a business management system designed for installment sellers, lenders, pawn businesses, and other businesses that collect customer payments over time. Manage customers, installment contracts, loans, pawn contracts, payment schedules, interest, collections, receipts, and daily due payments from one place. It replaces spreadsheets and paper ledgers with a connected, cloud-based system.
Three workflows in one system
Loan
Create and manage customer loans with configurable terms, interest, payment cycles, and principal collection.
Pawn
Manage pawn contracts, collateral information, loan amounts, interest, payments, maturity, and settlement within PayFlow.
Who PayFlow Is For
- Installment sellers
- Loan and lending businesses
- Pawn businesses
- Phone and electronics sellers offering installment payments
- Motorcycle and vehicle installment sellers
- Furniture and appliance installment businesses
- Businesses collecting recurring customer payments
- Small and medium businesses managing customer payment plans
Main Features
- Installment sales
- Loan management
- Pawn management
- Customer management
- Guarantor information
- Flexible interest configuration
- Payment schedules
- Payment collection
- Payment receipts
- Due today tracking
- Overdue tracking
- Upcoming payments
- Contract management
- Contract documents
- Branch management
- Staff and permissions
- Approval workflow
- Dashboard
- Reports and dashboards
- Telegram reminders
- Audit logs
- Company settings
Business Benefits
Know who needs to pay today
See Due Today, overdue, and upcoming payments at a glance — without searching through notebooks or spreadsheets.
Clear payment visibility
See exactly which installment, loan, and pawn contracts are current, due, or overdue at a glance.
Structured approval workflow
Route new contracts through defined approval steps before they go active.
Roles and audit logs
Assign role-based permissions and keep a clear audit trail of account activity.
Multi-branch ready
Manage more than one branch location from the same PayFlow account.
How PayFlow Works
Set up your company
Configure your company profile, branches, and user roles.
Create a contract
Set up an installment, loan, or pawn contract with customer details, interest, documents, and a payment schedule.
Collect and track payments
Record payments and receipts, monitor due dates, and follow up on overdue accounts.
Review reports and dashboards
Track collection performance and account activity from the dashboard.
Product Preview
installment.flowtechsoftware.com/dashboard
Today collection
US$1,240.00
Due today
US$860.00
Overdue
US$210.00
Active contracts
128
A look at the PayFlow operations dashboard — collections, due amounts, and contracts at a glance.
Frequently Asked Questions
Yes. PayFlow offers a 30-day free trial that you can start directly from the registration page.